Islands Vacations team is here with the 10 Best Caribbean Islands to Retire. Many people have the dream of retiring to a tropical paradise, and the Caribbean is home to some of the most beautiful islands in the world with lush vegetation, white sand beaches, and clear waters. For retirees, the Caribbean region has a variety of options, from affordable living to upscale, luxurious living.

But it can be challenging to know where to begin your search with so many options available. We’ve compiled a list of the top 10 Caribbean islands where you can retire based on a variety of criteria, including cost of living, housing, insurance, medical care, legal residency, retiree lifestyle, local culture, accessibility, and food. You can decide on your next chapter with the help of the comprehensive information on each island provided in this book. So get a pia colada, relax, and start making plans for your retirement in the Caribbean right away!

Table of Contents

10 Best Caribbean Islands to Retire

1. Antigua and Barbuda

The twin-island nation of Antigua and Barbuda provides retirees with a carefree, tropical lifestyle. It is simple to understand why so many people decide to retire here given the area’s beautiful beaches and clear waters. A growing expat community and a number of opulent resorts on the island make it simple to socialise and make new friends. In addition, the island’s political and economic climate is stable, making it a great place to retire. In this comprehensive guide, we’ll take a closer look at the cost of living, healthcare, taxes, safety, and climate in Antigua and Barbuda.

Antigua and Barbuda: Cost of Living Information

The average cost of a one-bedroom apartment in the city center: The average cost of a one-bedroom apartment in the city center of Antigua and Barbuda is around $1,200 to $1,500 per month.
The average cost of a meal in a restaurant: The average cost of a meal in a restaurant in Antigua and Barbuda ranges from $15 to $30 per person, depending on the type of cuisine and dining establishment.
The average cost of a gallon of milk: A gallon of milk in Antigua and Barbuda typically costs around $3 to $4.
The average cost of a monthly public transportation ticket: The average cost of a monthly public transportation ticket in Antigua and Barbuda is approximately $50 to $60.
The average cost of a monthly gym membership: The average cost of a monthly gym membership in Antigua and Barbuda is around $50 to $70.

Antigua and Barbuda: Healthcare and Infrastructure Information

Availability of public and private healthcare facilities: Antigua and Barbuda offers both public and private healthcare facilities to residents and visitors. The quality of care varies between the two types of facilities, with private healthcare generally offering higher standards of care.
Quality of healthcare services: The quality of healthcare services in Antigua and Barbuda is generally considered to be good, although it is important to research specific facilities and providers before making a decision about medical treatment.
Availability of hospitals and medical professionals: There are several hospitals and medical facilities in Antigua and Barbuda, and the island has a good number of medical professionals, including doctors, nurses, and specialists.
Quality of infrastructure, including roads, electricity, and water supply: The infrastructure in Antigua and Barbuda is considered to be good, with reliable roads, electricity, and water supply.
Availability of entertainment and leisure options: Antigua and Barbuda offers a range of entertainment and leisure options, including beaches, restaurants, bars, and outdoor activities.

Antigua and Barbuda: Tax Information

Income tax rate: The income tax rate in Antigua and Barbuda is around 25% for individuals earning over $50,000 per year.
Sales tax rate: The sales tax rate in Antigua and Barbuda is 15%.
Property tax rate: The property tax rate in Antigua and Barbuda varies depending on the location and value of the property.
Tax incentives for retirees: Antigua and Barbuda offers tax incentives for retirees, including a reduced income tax rate for those who are 55 years or older and meet certain other criteria.
Other relevant tax information: It is important to research the specific tax laws and regulations in Antigua and Barbuda to ensure that you are fully aware of your tax obligations as a resident or visitor.

Antigua and Barbuda: Safety Information

Crime rate and safety statistics: Antigua and Barbuda is considered to be a safe destination, with low levels of crime.
Availability of police and emergency services: Police and emergency services are readily available in Antigua and Barbuda and are generally considered to be responsive and efficient.
Perceived safety levels among residents and tourists: Residents and tourists generally feel safe in Antigua and Barbuda, although it is always wise to take precautions to protect yourself and your belongings.

Climate Information in Antigua and Barbuda:

Average temperature range throughout the year: The average temperature in Antigua and Barbuda ranges from the low 80s to the high 80s, with warm and sunny conditions year-round.
Average rainfall levels: The average rainfall levels in Antigua and Barbuda are low, with the majority of rain falling in the form of short, heavy showers.
Humidity levels: The humidity levels in Antigua and Barbuda are relatively high, with average levels of around 80%.
Weather patterns and natural disasters to be aware of: Antigua and Barbuda are located in the hurricane belt, and can be affected by tropical storms and hurricanes. However, the islands are well-prepared for these events, with emergency plans and evacuation procedures in place.

2. Aruba

A small island in the southern Caribbean, Aruba is renowned for its sunny skies, gorgeous beaches, and crystal-clear waters. It’s simple to socialise and meet new people on the island thanks to the expanding expat community. Aruba is a fantastic place to retire because of its stable political and economic climate. You can live it up while you’re here at one of the many opulent resorts that call the island home.

Aruba for Retirees: Cost of Living Information

Average cost of a one-bedroom apartment in the city center: The average cost of a one-bedroom apartment in the city center of Aruba can range between $1,200 and $2,000 per month.
Average cost of a meal in a restaurant: A meal in a restaurant in Aruba can cost anywhere between $15 and $30, depending on the type of restaurant and menu items.
Average cost of a gallon of milk: A gallon of milk in Aruba costs around $4.
Average cost of a monthly public transportation ticket: A monthly public transportation ticket in Aruba costs approximately $50.
Average cost of a monthly gym membership: The cost of a monthly gym membership in Aruba can range from $50 to $100, depending on the gym and membership package.

Aruba for Retirees: Healthcare and Infrastructure Information

Healthcare facilities available in both the public and private sectors: Aruba has both public and private healthcare facilities. There are numerous private clinics and medical facilities in addition to Dr. Horacio Oduber Hospital, the primary public hospital.
Healthcare service quality: Aruba offers generally high-quality medical care, along with modern facilities and qualified staff.
Hospitals and medical professionals are readily available, and Aruba is home to a number of hospitals and clinics as well as a sizable population of doctors and nurses.
Roads, electricity, and water supply quality: Aruba has a well-developed infrastructure with good road networks, dependable electricity, and clean water supply.
Options for entertainment and recreation are readily available in Aruba, including beaches, shopping malls, museums, and cultural attractions.

Aruba for Retirees: Tax Information

Income tax rate: The income tax rate in Aruba is 25%.
Sales tax rate: The sales tax rate in Aruba is 7%.
Property tax rate: Property tax in Aruba is based on the value of the property and can range from 0.3% to 0.9%.
Tax incentives for retirees: Aruba offers several tax incentives for retirees, including tax exemptions on foreign pensions and annuities.
Any other relevant tax information: There is no inheritance tax or wealth tax in Aruba.

Aruba for Retirees: Safety Information

Crime rate and safety statistics: Aruba is considered to be a safe destination for retirees, with a low crime rate.
Availability of police and emergency services: There is a well-equipped and trained police force in Aruba, as well as reliable emergency services.
Perceived safety levels among residents and tourists: The perceived safety levels among residents and tourists in Aruba are generally high.

Aruba for Retirees: Climate Information

The average temperature in Aruba varies from 80 to 90 degrees Fahrenheit throughout the year.
The majority of the rain falls between October and December, with Aruba’s average rainfall levels being low.
Humidity: Aruba generally has low levels of humidity.
Weather patterns and potential natural disasters: Aruba is not particularly vulnerable to natural disasters, but the Atlantic hurricane season can occasionally bring about a few hurricanes.

3. Bahamas

The Bahamas are a collection of islands in the Atlantic Ocean, not far from Florida’s coast. For retirees seeking an opulent lifestyle, this tropical paradise is a great choice. It is also home to a growing expat community. It’s understandable why so many people decide to retire in the Bahamas given the region’s clear waters, gorgeous beaches, and warm climate.

Cost of Living Information in the Bahamas:

Average cost of a one-bedroom apartment in the city center: In the Bahamas, the average cost of a one-bedroom apartment in the city center is around $1,500 – $2,500 per month.
Average cost of a meal in a restaurant: The cost of a meal in a restaurant in the Bahamas ranges from $15 – $35 per person, depending on the type of cuisine and the location of the restaurant.
Average cost of a gallon of milk: A gallon of milk in the Bahamas costs around $5 – $7.
Average cost of a monthly public transportation ticket: The cost of a monthly public transportation ticket in the Bahamas is around $50 – $60.
Average cost of a monthly gym membership: The cost of a monthly gym membership in the Bahamas is around $75 – $150.

Healthcare and Infrastructure Information in the Bahamas:

Availability of public and private healthcare facilities: The Bahamas has both public and private healthcare facilities available to its residents and visitors.
Quality of healthcare services: The quality of healthcare services in the Bahamas is considered to be good, with well-equipped hospitals and well-trained medical professionals.
Availability of hospitals and medical professionals: The Bahamas has a good number of hospitals and medical professionals available to provide medical services to its residents and visitors.
Quality of infrastructure, including roads, electricity, and water supply: The infrastructure in the Bahamas is well-developed, with good quality roads, electricity, and water supply.
Availability of entertainment and leisure options: The Bahamas offers a wide range of entertainment and leisure options to its residents and visitors, including beaches, parks, museums, and shopping centers.

Tax Information in the Bahamas:

Income tax rate: The income tax rate in the Bahamas is zero for individuals who are not Bahamian residents.
Sales tax rate: The sales tax rate in the Bahamas is 7.5%.
Property tax rate: The property tax rate in the Bahamas is 1.5% of the assessed value of the property.
Tax incentives for retirees: The Bahamas offers tax incentives for retirees, including exemptions from taxes on pensions, social security benefits, and other forms of retirement income.
Any other relevant tax information: The Bahamas also offers a range of investment incentives, including tax holidays, duty exemptions, and other tax concessions.

Safety Information in the Bahamas:

Crime rate and safety statistics: The crime rate in the Bahamas is considered to be low, and the country is considered to be safe for retirees and tourists.
Availability of police and emergency services: The Bahamas has a well-equipped police force and a range of emergency services available to its residents and visitors.
Perceived safety levels among residents and tourists: The perceived safety levels among residents and tourists in the Bahamas are high, with many people feeling safe and secure in this country.

Climate Information in the Bahamas:

Average temperature range throughout the year: The average temperature in the Bahamas ranges from 70°F – 90°F throughout the year.
Average rainfall levels: The average rainfall levels in the Bahamas are relatively low, with the majority of rainfall occurring in the summer months.
Humidity levels: The humidity levels in the Bahamas are relatively high, with average levels of around 70 – 80%.
Weather patterns and natural disasters to be aware of: The Bahamas is prone to hurricanes and tropical storms, particularly during the hurricane season which runs from June to November.

4. Barbados

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A small Caribbean island called Barbados is renowned for its opulent way of life and breathtaking beaches. The political and economic climate on the island is stable, making it a great place to retire. In addition, the island is home to several opulent resorts, allowing you to live it up while you’re here. Barbados is also a well-liked location for expats, making it simple to socialise and make new friends.

Here is a comprehensive guide on the cost of living, healthcare and infrastructure, taxes, safety, and climate in Barbados:

Cost of Living:

Average cost of a one-bedroom apartment in the city center: Rent in Barbados can range from $800 to $1500 or more per month, depending on the location and quality of the apartment. A one-bedroom apartment in the city center can cost around $1000 to $1200 per month.
Average cost of a meal in a restaurant: A meal in a mid-range restaurant in Barbados can cost between $20 to $35 per person, depending on the type of cuisine and location.
Average cost of a gallon of milk: A gallon of milk in Barbados can cost around $6 to $8.
Average cost of a monthly public transportation ticket: A monthly public transportation ticket in Barbados can cost around $50 to $70.
Average cost of a monthly gym membership: A monthly gym membership in Barbados can cost between $50 to $150.

Healthcare and Infrastructure:

Availability of public and private healthcare facilities: Barbados has both public and private healthcare facilities, with the latter offering a higher standard of care.
Quality of healthcare services: The quality of healthcare services in Barbados is generally high, with a range of medical facilities, including hospitals and clinics, that offer specialized and general care.
Availability of hospitals and medical professionals: Barbados has several well-equipped hospitals, as well as a large number of medical professionals, including doctors, nurses, and specialists.
Quality of infrastructure, including roads, electricity, and water supply: The infrastructure in Barbados is well-developed, with a good network of roads, reliable electricity supply, and clean water supply.
Availability of entertainment and leisure options: Barbados offers a range of entertainment and leisure options, including museums, theaters, cinemas, and outdoor activities like beaches, hiking trails, and water sports.

Taxes:

Income tax rate: The income tax rate in Barbados ranges from 0% to 25% depending on the amount earned. Retirees in Barbados may be eligible for tax incentives, including a special tax rate of 15% for pensioners.
Sales tax rate: The sales tax rate in Barbados is 17.5%.
Property tax rate: Property tax in Barbados is levied on the market value of the property and ranges from 0.75% to 1.5%.
Tax incentives for retirees: Retirees in Barbados may be eligible for tax incentives, including a special tax rate of 15% for pensioners.
Any other relevant tax information: Barbados has a number of tax agreements with other countries, which may impact the taxes paid by retirees.

Safety:

Crime rate and safety statistics: Barbados has a low crime rate and is considered a safe destination for retirees.
Availability of police and emergency services: Barbados has a well-equipped police force and a range of emergency services, including ambulance and fire services.
Perceived safety levels among residents and tourists: Both residents and tourists in Barbados report feeling safe, with low levels of crime and a strong sense of community.

Climate:

Average temperature range throughout the year: The average temperature in Barbados ranges from 75°F to 85°F throughout the year, with low levels of humidity.
Average rainfall levels: Barbados experiences low levels of rainfall, with the rainy season occurring from June to October.

5. Cayman Islands

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Three islands make up the Cayman Islands, which are in the western Caribbean. The island is a great place to retire because of its beautiful beaches, clear waters, and warm climate. The island is a great place to retire because of its stable political and economic climate. You can live it up while you’re here at one of the many opulent resorts that call the island home.

Cayman Islands:

Cost of Living Information:

The average cost of a one-bedroom apartment in the city center is around $2,500-$3,000.
A meal in a restaurant can cost anywhere between $15-$50, depending on the type of restaurant.
The average cost of a gallon of milk is around $5.
A monthly public transportation ticket can cost approximately $100.
A monthly gym membership in the Cayman Islands can cost anywhere from $50-$150.

Healthcare and Infrastructure Information:

The Cayman Islands have both public and private healthcare facilities. The quality of the services provided is generally high.
There are several hospitals and medical professionals available on the islands, providing quality medical care.
The infrastructure on the Cayman Islands, including roads, electricity, and water supply, is well-developed and reliable.
The islands offer a range of entertainment and leisure options, making it a great place for retirees to enjoy their retirement.

Tax Information:

The income tax rate in the Cayman Islands is 0%.
There is no sales tax or property tax on the islands.
The Cayman Islands offer tax incentives for retirees, making it a popular destination for those looking to retire.

Safety Information:

The crime rate in the Cayman Islands is low, and the islands are considered to be very safe.
There are ample police and emergency services available on the islands, ensuring the safety of residents and tourists alike.
The perceived safety levels among residents and tourists in the Cayman Islands are very high.

Climate Information:

The average temperature range throughout the year in the Cayman Islands is around 80°F (26°C).
The average rainfall levels are low, with most of the rain falling during the hurricane season (June to November).
Humidity levels in the Cayman Islands are moderate.
The weather patterns in the Cayman Islands are generally warm and sunny, making it a great place for retirees to enjoy the tropical climate. However, it is important to be aware of the potential for natural disasters such as hurricanes during the hurricane season.

6. Dominica

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Dominica is a tiny island in the Caribbean that is renowned for its beautiful beaches, tropical vegetation, and warm climate. For those looking for a more relaxed way of life, the island is a great place to retire. Dominica is a great place to retire because it has a stable political and economic climate. You can take in the island’s natural beauty while you’re here thanks to the island’s many eco-resorts.

Cost of Living Information for Dominica:

Average cost of a one-bedroom apartment in the city center: Rent prices in Dominica vary depending on the location and quality of the apartment. On average, a one-bedroom apartment in the city center can cost anywhere from $800 to $1,500 per month.
Average cost of a meal in a restaurant: Eating out in Dominica can range from relatively inexpensive to expensive, depending on the type of restaurant and the location. A meal in a mid-range restaurant for two people can cost anywhere from $30 to $50.
Average cost of a gallon of milk: A gallon of milk in Dominica typically costs around $5.
Average cost of a monthly public transportation ticket: Public transportation in Dominica is not very developed, but there are some options available such as minibuses and taxis. The cost of a monthly public transportation ticket is approximately $50.
Average cost of a monthly gym membership: Monthly gym memberships in Dominica can cost anywhere from $50 to $100, depending on the gym and the level of amenities offered.

Healthcare and Infrastructure Information for Dominica:

Availability of public and private healthcare facilities: Dominica has both public and private healthcare facilities available, but the quality of care can vary. The public healthcare system is generally seen as being less comprehensive than the private system, which can be more expensive.
Quality of healthcare services: The quality of healthcare services in Dominica is generally good, but it can vary depending on the facility and the type of treatment needed.
Availability of hospitals and medical professionals: Dominica has a number of hospitals and medical clinics, but the availability of specialized medical professionals can be limited.
Quality of infrastructure, including roads, electricity, and water supply: The quality of infrastructure in Dominica can be variable, with some areas having better roads, electricity, and water supplies than others.
Availability of entertainment and leisure options: Dominica offers a variety of entertainment and leisure options, including beaches, hiking, and cultural events.

Tax Information for Dominica:

Income tax rate: The income tax rate in Dominica is 25%.
Sales tax rate: The sales tax rate in Dominica is 17%.
Property tax rate: The property tax rate in Dominica is 0.75% of the property value.
Tax incentives for retirees: Dominica offers tax incentives for retirees, including a reduced income tax rate for those over the age of 65 and a property tax reduction for retirees who own a home in Dominica.
Any other relevant tax information: Dominica operates under a tax haven status and has a number of tax exemptions and incentives in place for both individuals and businesses.

Safety Information for Dominica:

Crime rate and safety statistics: Dominica is generally considered a safe place to live, with a relatively low crime rate. However, like any other place, it is important to exercise caution and be aware of one’s surroundings.
Availability of police and emergency services: Police and emergency services are available in Dominica, but response times can be slow in some areas.
Perceived safety levels among residents and tourists: Residents and tourists generally feel safe in Dominica, with many reporting a sense of community and security.

Climate Information for Dominica:

Average temperature range throughout the year: Dominica has a warm, tropical climate with average temperatures ranging from the mid-70s to the mid-80s throughout the year.
Average rainfall levels: Dominica is a very rainy island, with average rainfall levels ranging from 75 to 200 inches per year, depending on the location.

7. Jamaica

A sizable island in the Caribbean, Jamaica is renowned for its balmy climate, breathtaking beaches, and dynamic culture. For those looking for a more relaxed way of life, the island is a great place to retire. Jamaica is a great place to retire because it has a stable political and economic climate. The island, which is renowned for its delectable cuisine and extensive history, is also the location of several opulent resorts. Jamaica is the ideal island for you if you want to unwind on the beach or discover the local culture.

Cost of Living Information for Jamaica:

The average cost of a one-bedroom apartment in the city center is around $1,000 to $1,500 per month.
The average cost of a meal in a restaurant is around $10 to $20 per person.
The average cost of a gallon of milk is around $4 to $6.
The average cost of a monthly public transportation ticket is around $50.
The average cost of a monthly gym membership is around $50 to $100.

Healthcare and Infrastructure Information for Jamaica:

Jamaica offers both public and private healthcare facilities, with private facilities generally being of higher quality.
The quality of healthcare services is generally considered good, with a variety of hospitals and medical professionals available.
The infrastructure in Jamaica is generally good, with well-maintained roads, reliable electricity, and a reliable water supply.
There are plenty of entertainment and leisure options available in Jamaica, from beaches and outdoor activities to nightlife and cultural events.

Tax Information for Jamaica:

The income tax rate in Jamaica is 25% for individuals earning more than $600,000 Jamaican dollars per year.
The sales tax rate in Jamaica is 16.5%.
The property tax rate in Jamaica is based on the value of the property and ranges from 0.3% to 0.7%.
There are no specific tax incentives for retirees in Jamaica.

Safety Information for Jamaica:

The crime rate in Jamaica is relatively high, with tourists and residents alike advised to take precautions to stay safe.
The police and emergency services are available and generally reliable, although response times can vary.
The perceived safety level among residents and tourists is generally lower in Jamaica compared to some other Caribbean destinations.

Climate Information for Jamaica:

The average temperature in Jamaica ranges from 75°F to 85°F throughout the year.
The average rainfall levels in Jamaica are high, with the wettest months being May through October.
The humidity levels in Jamaica can be high, especially during the summer months.
Jamaica is prone to tropical storms and hurricanes, with the hurricane season running from June to November.

For retirees looking to make their home in the Caribbean, Jamaica offers a wealth of options for entertainment, healthcare, and infrastructure. With a relatively low cost of living and good healthcare services, Jamaica may be a good option for retirees looking for an affordable and safe retirement destination. However, the relatively high crime rate and the potential for natural disasters should be taken into consideration before making a decision to retire in Jamaica.

8. Puerto Rico

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The small Caribbean island of Puerto Rico is well-known for its pleasant climate, gorgeous beaches, and lively culture. For those looking for a more relaxed way of life, the island is a great place to retire. Puerto Rico is also a U.S. territory, making retirement there simple for Americans. You can live it up while you’re here at one of the many opulent resorts that call the island home.

Cost of Living in Puerto Rico:

Average cost of a one-bedroom apartment in the city center: Around $800 to $1,500 per month
Average cost of a meal in a restaurant: $10 to $25
Average cost of a gallon of milk: $4 to $5
Average cost of a monthly public transportation ticket: Around $50
Average cost of a monthly gym membership: $30 to $60

Healthcare and Infrastructure in Puerto Rico:

Availability of public and private healthcare facilities: Puerto Rico has both public and private healthcare options, with private hospitals being more comprehensive in terms of services and facilities.
Quality of healthcare services: Healthcare services in Puerto Rico are generally considered good, with many trained medical professionals and modern medical facilities.
Availability of hospitals and medical professionals: There are many hospitals and clinics in Puerto Rico, with a good number of medical professionals available to provide medical care.
Quality of infrastructure, including roads, electricity, and water supply: Puerto Rico has a well-developed infrastructure, with good road networks, reliable electricity and water supply, and modern telecommunications systems.
Availability of entertainment and leisure options: Puerto Rico offers a range of entertainment and leisure options, including parks, museums, shopping centers, and restaurants.

Tax Information for Puerto Rico:

Income tax rate: Puerto Rico has a flat 4% tax rate for individual taxpayers.
Sales tax rate: The general sales tax rate in Puerto Rico is 11.5%.
Property tax rate: Property taxes in Puerto Rico vary depending on the location, value, and type of property, but the average rate is around 1% to 1.5%.
Tax incentives for retirees: Puerto Rico has a number of tax incentives for retirees, including a tax exclusion on Social Security income, a tax exclusion on up to $80,000 of pension income, and a tax exclusion on up to $250,000 of long-term capital gains for those who meet certain criteria.
Other relevant tax information: Puerto Rico has a territorial tax system, meaning that its residents are only taxed on income earned within Puerto Rico.

Safety in Puerto Rico:

Crime rate and safety statistics: The crime rate in Puerto Rico is relatively high, especially in certain areas. However, tourists and retirees can generally feel safe in the more tourist-oriented areas.
Availability of police and emergency services: Police and emergency services are widely available in Puerto Rico and generally considered reliable.
Perceived safety levels among residents and tourists: Residents and tourists generally have a positive perception of safety in Puerto Rico, with the more tourist-oriented areas being considered particularly safe.

Climate in Puerto Rico:

Average temperature range throughout the year: The average temperature in Puerto Rico ranges from the mid-70s to the low 80s, with the warmest months being June to October.
Average rainfall levels: Puerto Rico experiences a tropical climate, with average rainfall levels ranging from 60 to 80 inches per year.
Humidity levels: Humidity levels in Puerto Rico are generally high, with the most humid months being from April to October.
Weather patterns and natural disasters to be aware of: Puerto Rico is susceptible to natural disasters such as hurricanes and tropical storms, especially from June to November.

9. St. Lucia

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Small Caribbean island St. Lucia is renowned for its beautiful beaches, tropical vegetation, and warm climate. For those looking for a more relaxed way of life, the island is a great place to retire. St. Lucia is a great place to retire because it has a stable political and economic climate. You can take in the island’s natural beauty while you’re here thanks to the island’s many eco-resorts.

Here’s some key information to help you understand the cost of living, healthcare, taxes, safety, and climate on St. Lucia:

Cost of Living:

The average cost of a one-bedroom apartment in the city center on St. Lucia is around $900 to $1500 per month, depending on the location and quality of the property.
The average cost of a meal in a restaurant on St. Lucia is around $15 to $35.
A gallon of milk on St. Lucia costs around $5 to $6.
The average cost of a monthly public transportation ticket on St. Lucia is around $50.
A monthly gym membership on St. Lucia costs around $50 to $100.

Healthcare and Infrastructure:

St. Lucia offers a mix of public and private healthcare facilities, with both options available on the island.
The quality of healthcare services on St. Lucia is considered good, with a range of hospitals and medical professionals available.
The island’s infrastructure is considered good, with well-maintained roads, electricity, and water supply.
There are a range of entertainment and leisure options available on St. Lucia, including beaches, water sports, and cultural attractions.

Taxes:

The income tax rate on St. Lucia is 25% for residents and non-residents.
The sales tax rate on St. Lucia is 15%.
Property taxes on St. Lucia are based on the value of the property, with rates ranging from 0.75% to 1.5% of the property’s value.
There are no specific tax incentives for retirees on St. Lucia, but retirees may be eligible for the standard tax deductions and credits available to all residents.

Safety:

St. Lucia is considered a safe destination for retirees, with a low crime rate and a strong police presence.
Emergency services on the island are readily available and reliable.
Residents and tourists generally feel safe on St. Lucia, with crime being rare.

Climate:

The average temperature range on St. Lucia is around 80°F to 90°F throughout the year.
The island experiences average rainfall levels, with the rainy season occurring from June to November.
The humidity levels on St. Lucia are considered moderate, with average levels between 70% to 80%.
Weather patterns on St. Lucia are generally stable, with occasional tropical storms and hurricanes being the main natural disasters to be aware of

10. St. Vincent and the Grenadines

A collection of Caribbean islands called St. Vincent and the Grenadines is renowned for its beautiful beaches, tropical vegetation, and warm climate. For those looking for a more relaxed way of life, the island is a great place to retire. St. Vincent and the Grenadines is a great place to retire because of its stable political and economic climate. You can take in the island’s natural beauty while you’re here thanks to the island’s many eco-resorts.

Cost of Living in St. Vincent and the Grenadines:

The average cost of a one-bedroom apartment in the city center is around $800 to $1,500 per month.
A meal in a mid-range restaurant costs between $15 and $30.
A gallon of milk costs around $3 to $5.
The cost of a monthly public transportation ticket is around $50.
The average cost of a monthly gym membership is around $50 to $100.

Healthcare and Infrastructure in St. Vincent and the Grenadines:

St. Vincent and the Grenadines has both public and private healthcare facilities, with the main public hospital located in Kingstown.
The quality of healthcare services in St. Vincent and the Grenadines is considered to be good.
There are several hospitals and medical professionals available on the islands.
The quality of infrastructure in St. Vincent and the Grenadines is considered to be good, with well-maintained roads and a reliable electricity and water supply.
There are a variety of entertainment and leisure options available on the islands, including beaches, parks, and cultural attractions.

Tax Information in St. Vincent and the Grenadines:

The income tax rate in St. Vincent and the Grenadines is 25%.
There is a 12.5% sales tax rate in St. Vincent and the Grenadines.
Property taxes are levied on an assessed value, with rates ranging from 0.25% to 0.75% of the assessed value.
There are no specific tax incentives for retirees in St. Vincent and the Grenadines.

Safety in St. Vincent and the Grenadines:

The crime rate in St. Vincent and the Grenadines is considered low.
Police and emergency services are readily available on the islands.
Residents and tourists generally feel safe on the islands.

Climate in St. Vincent and the Grenadines:

The average temperature range in St. Vincent and the Grenadines is from the high 70s to the low 80s Fahrenheit throughout the year.
The average rainfall level is around 80 inches per year.
The humidity levels in St. Vincent and the Grenadines are generally high.
The islands are prone to occasional hurricanes and tropical storms, but these are relatively rare.

FAQ on Best Caribbean Islands to Retire

What is the cost of living like in the Caribbean for retirees?

Every island in the Caribbean has a different cost of living. Some islands, like Panama and Costa Rica, have affordable housing options and reasonable prices for goods and services, resulting in a reasonable cost of living. Other islands with higher cost of living include the Bahamas and Barbados. Before making a choice, it is crucial to research each island and evaluate prices.

What is the housing like in the Caribbean for retirees?

The Caribbean offers a variety of housing options, from modest apartments to lavish mansions. It’s crucial to research each island to find out what kind of housing is offered and falls within your price range. Some islands, like those in Panama and Costa Rica, have a lot of options for cheap housing. There is a dearth of reasonably priced housing options on some other islands, including the Bahamas and Barbados.

Is healthcare accessible and affordable in the Caribbean for retirees?

From island to island in the Caribbean, healthcare is not always easily accessible or inexpensive. There are some islands with a good healthcare system and affordable costs, like Panama and Costa Rica. Other islands, like the Bahamas and Barbados, have more expensive prices and a more constrained healthcare system. Before choosing, it’s crucial to investigate each island and weigh your healthcare options.

What are the residency options for retirees in the Caribbean?

On different islands in the Caribbean, retirees have different options for residency. The pensionado programme, which offers discounts on a variety of goods and services, is available in some islands, including Panama and Costa Rica. There are other islands that grant a permanent resident visa, like the Bahamas and Barbados. Before choosing an island, it’s crucial to research each one and weigh your residency options.

What is the lifestyle like in the Caribbean for retirees?

Every island in the Caribbean has a different way of life. Some islands, like those in Panama and Costa Rica, offer a laid-back way of life with lots of outdoor activities. Other islands, like Barbados and the Bahamas, provide a more affluent and sophisticated way of life. It’s crucial to research each island to find the lifestyle that suits you the best.

What is the local culture like in the Caribbean for retirees?

Every island in the Caribbean has a unique local culture. Some islands, like those in Panama and Costa Rica, have a hospitable culture and a sizable expat population. Other islands have a more formal and reserved culture, like the Bahamas and Barbados. Before making a choice, it is crucial to research each island and evaluate the local way of life.

Is it easy to obtain legal residency in the Caribbean for retirees?

The ease of acquiring legal residency varies from island to island in the Caribbean. Some islands, like Panama and Costa Rica, have a simple and easy application process for residency. The application process for residency on some other islands, like the Bahamas and Barbados, is more complicated and challenging. Before making a choice, it is crucial to research each island and evaluate the residency options.

What type of visa is required for retirees in the Caribbean?

Depending on the island, different types of visas are needed for retirees in the Caribbean. A permanent resident visa or the pensionado programme are available in some islands, including Panama and Costa Rica. There is a special visa for retirees on some other islands, including the Bahamas and Barbados. Before making a choice, it is crucial to research each island and evaluate the available visa options.

Which Caribbean island speaks the best English?

Some of the Caribbean islands where English is widely spoken and used as the official language include Barbados, Antigua and Barbuda, and The Bahamas. These factors make these islands perfect for retirees who want to live in an English-speaking environment but don’t speak Spanish or French.

What is the cheapest and safest Caribbean island to retire to from USA?

Haiti, Dominica, and Saint Lucia are a few of the most affordable and secure islands in the Caribbean. These islands are an affordable and secure option for retirees because they have a low cost of living and a low crime rate. It’s important to keep in mind, though, that these islands may have a lower standard of living than ones that are more developed, like Barbados or Jamaica.

Conclusion

In conclusion, the Caribbean is a real haven for retirees seeking a warm-weather getaway. There are plenty of options for retirees to think about in this area because of its beautiful scenery, welcoming population, and reasonable cost of living. There is an island out there that is ideal for you, regardless of whether you’re searching for a budget-friendly option, a luxurious getaway, or something in between.

Our team at Islands Vacations has done the research, and we believe that the 10 islands we’ve highlighted are some of the best options for retirees in the Caribbean. These islands provide a variety of advantages for retirees, from the warm, sunny climate of Antigua to the laid-back way of life on St. Kitts and Nevis. With the aid of this guide, we hope you can identify the island that most closely matches your requirements and get started on the path to a relaxing Caribbean retirement.

Image Credit @ Pixabay

Source for Cost Of Living: Numbeo
Source for Healthcare & Infrastructure : PAHO
Source for Tax Information: Investopedia
Source for Safety Information: Global Peace Index
Climate: World Meteorological Organization